Peter Skaggs
Owner | Originator
NMLS #258990
STATS:
- Licensed since 2007
- Started Innovative Mortgage Alliance in 2009
- Over $150 Million in Personal Funding’s
- Fastest Closing in 9 days – Most Closings Occur in 21 Days or Less
- Fastest Response Time Ever – 5 Seconds (We Promise To Get Back To You Within 4 Business Hours)
- Fastest Pre-Approval – 15 Minutes (Most Pre-Approvals Done Same Day)
- Among the Lowest Rates And Fees – Dare To Compare
- Past President of the Utah Association of Mortgage Professionals (UAMP)
GET TO KNOW PETER:
- Home Town: Spokane, WA
- Favorite Hobbies: Spending Time with Family, Reading, Volleyball, Surfing, Traveling
- Favorite Food: A Great Hamburger
- Favorite Vacation: Kauai, HI
- University: BYU – BSA
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
How the Federal Reserve Impacts Mortgage Rates
Jun 03, 2026
Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.
Pay Off Your Mortgage Early or Invest? How to Make the Right Financial Move
May 26, 2026
Should you pay off your mortgage early or invest extra cash? Compare the pros, cons, risks, and returns to find the best financial strategy for your goals.
Thank You!
Your request has been submitted.
Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.